It's not a joke, Jim!
Thank goodness for Commerce Bank. Last week, my Netflix account was suspended because the company couldn't process my debit card. I actually didn't think anything about it. But then this week when I tried to use my card, I got declined.
I would've noticed it sooner, but I don't use that account very much...other than for online bill pay.
I called Commerce Bank, and they froze my account due to suspicious purchases -- none of which actually went through, so another reason I didn't notice immediately.
APPARENTLY, some numskull tried to spend $423 at a GameStop in Atlanta. Then that person also tried to make a purchase at a Circle K in Atlanta.
Like I said, many thanks to Commerce Bank for noticing. I think it's a good sign that banks are getting wiser. Maybe our money is more protected than once thought. I am grateful for the freeze, though I wish Commerce would have notified me.
Still... what is the new norm out there? Are people going Dave Ramsey-style and using cash only? Do you buy your stuff on a credit card and pay at the end of the month? I need ideas! I don't need any more close calls.