I've been hacked! Some dummy stole my debit card...

It's not a joke, Jim!

Thank goodness for Commerce Bank. Last week, my Netflix account was suspended because the company couldn't process my debit card.  I actually didn't think anything about it.  But then this week when I tried to use my card, I got declined.

Hmmm.... really? 

I would've noticed it sooner, but I don't use that account very much...other than for online bill pay.

I called Commerce Bank, and they froze my account due to suspicious purchases -- none of which actually went through, so another reason I didn't notice immediately.

APPARENTLY, some numskull tried to spend $423 at a GameStop in Atlanta.  Then that person also tried to make a purchase at a Circle K in Atlanta.

Like I said, many thanks to Commerce Bank for noticing.  I think it's a good sign that banks are getting wiser.  Maybe our money is more protected than once thought.  I am grateful for the freeze, though I wish Commerce would have notified me.

Still... what is the new norm out there?  Are people going Dave Ramsey-style and using cash only?  Do you buy your stuff on a credit card and pay at the end of the month?  I need ideas!  I don't need any more close calls.