Attention holiday shoppers! Bling on layaway!

My anniversary present!

Thanks to Aly Smist at Perry's... and a little thing called layaway, my anniversary this year sure has some added sparkle!  Even my husband is pleased!  (We love win-wins in my house...)

Michelle and Aly

I typically don't get excited about jewelry, but I really do enjoy wearing this new ring.  It's an estate piece--a round starburst with a few dozen diamonds.  But the best part... it didn't break the bank.

First of all, Aly helped us get a great deal, which she'd do for anyone.  Secondly, Aly helped us figure out a way to pay for it without stretching our already-tight budget.  I mean, I don't care who you are... watching your money is the norm AND, even the trend.  Even Walmart is making news this week for bringing back its layaway program.

Thanks to layaway, I may be headed back to Perry's to put something under the tree for the hubby!  Just remember, wherever you shop this holiday, take the time to make plans AND get creative!  You'd be surprised at how many stores would love to help you!